Ask, and Ye Shall Receive
Remember a little while ago I said I was joining the new movement of reclaiming bank and credit card charges?
[For newcomers to the blog, it's worth mentioning that He and I had horrendous unemployment-induced debt problems last year, and are still climbing out of that hole. Also, I like to buy things, so I have credit cards of my own, particularly the MBNA one, which I cannot excuse other than to say that shoes exist outside of normal spending behaviour]
Well, I got a letter from MBNA today. MBNA, I should mention, are the charmers who set Global Vantedge on me when they 'didn't have time' (their words) to chase an overlimit amount for themselves. Global Vantedge, as well as being featured in my sidebar as people I hate, are a deeply unscrupulous and borderline unlawful 'debt collection' agency based in India. I could write reams about them, but instead if you just do an internet search enough horror stories should pop up.
Well anyway, I wrote a very polite letter to MBNA last month asking for a refund of all the charges they've ever charged me (the OFT says they're unlawful), a refund of the payment protection insurance I never asked for, and an explanation as to why Global Vantedge are c*nts.
Well, as of today they are indeed refunding all my charges, and my PPI, and this should pay off around £400 of my credit card balance. And they apologised for Global Vantedge.
Power to the people!
If you are interested in following my lead and reclaiming bank or credit card charges of your own, head over to the Consumer Action Group website where they will be happy to help you.
http://www.consumeractiongroup.co.uk/bag.php
[For newcomers to the blog, it's worth mentioning that He and I had horrendous unemployment-induced debt problems last year, and are still climbing out of that hole. Also, I like to buy things, so I have credit cards of my own, particularly the MBNA one, which I cannot excuse other than to say that shoes exist outside of normal spending behaviour]
Well, I got a letter from MBNA today. MBNA, I should mention, are the charmers who set Global Vantedge on me when they 'didn't have time' (their words) to chase an overlimit amount for themselves. Global Vantedge, as well as being featured in my sidebar as people I hate, are a deeply unscrupulous and borderline unlawful 'debt collection' agency based in India. I could write reams about them, but instead if you just do an internet search enough horror stories should pop up.
Well anyway, I wrote a very polite letter to MBNA last month asking for a refund of all the charges they've ever charged me (the OFT says they're unlawful), a refund of the payment protection insurance I never asked for, and an explanation as to why Global Vantedge are c*nts.
Well, as of today they are indeed refunding all my charges, and my PPI, and this should pay off around £400 of my credit card balance. And they apologised for Global Vantedge.
Power to the people!
If you are interested in following my lead and reclaiming bank or credit card charges of your own, head over to the Consumer Action Group website where they will be happy to help you.
http://www.consumeractiongroup.co.uk/bag.php
posted by Mookmoo at 5:18 pm
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